Money 101: Debt, Credit Cards & Saving

With credit card debt at an all-time high, Americans have been losing control of their financial lives in record numbers. Learn the ins and outs of staying free of debt and building savings.


Resources in this Collection

listen Credit Card Offers: Do's & Don'ts

SHOW: Marketplace | Length: 3:44 | Audio Format: MP3
The average person receives between five and a dozen credit card offers in the mail per week. Tempting, no? Lisa Napoli resisted...

listen Policing Plastic: Credit Card Fees

SHOW: Marketplace | Length: 2:15 | Audio Format: MP3
This week, Congress held hearings on the credit card industry. Are high fees and late payments on their way out?...

listen Credit Card Fine Print

SHOW: Marketplace | Length: 7:08 | Audio Format: MP3
Associate Producer Rico Gagliano takes a harrowing journey into the heart of credit darkness. Learn the sneaky ways...

listen Debt Collection Triggers

SHOW: Marketplace | Length: 3:35 | Audio Format: MP3
Debt collectors have found a new way to get their cash: an electronic service that lets everyone you owe know when ...

listen Personal Bankruptcy: Self-filing Can Cost You

SHOW: Marketplace | Length: 3:16 | Audio Format: MP3
The new bankruptcy rules have made it tougher to file — and tougher to find a lawyer who can help. Alisa Roth reports.

listen Credit Piggybacking: Can I Borrow Your Credit?

SHOW: Marketplace | Length: 3:53 | Audio Format: MP3
Lenders are worried about people improving their credit scores by borrowing someone else's. Bob Moon looks at the practice of credit piggybacking...

listen Bad Side of Savings

SHOW: Marketplace | Length: 4:59 | Audio Format: MP3
It's time once again for economics editor Chris Farrell to help you sort out what's smart, what's stupid and what's the Straight Story...

listen Internet Savings: Getting Interest

SHOW: Marketplace | Length: 3:46 | Audio Format: MP3
There are lots of banks who'd love the chance to sit on your cash. And that means you can find some pretty competitive rates...

listen Emergency Savings 101

SHOW: Marketplace | Length: 2:10 | Audio Format: MP3
The feds want Americans to save more. So they've come up with a plan. Tess Vigeland talks with Liz Pulliam Weston of MSN Money.

listen Banks Want You!

SHOW: Marketplace | Length: 3:27 | Audio Format: MP3
Keep your old customers close, but your new customers closer. Banks are rolling out the perks to get you to switch alliances.

listen Debit Cards: the Down Side

SHOW: Marketplace | Length: 3:04 | Audio Format: MP3
If you think debit is automatically safer than credit, you may want to think twice the next time you swipe your card. Tess Vigeland explores how...

listen Financial Advice for the Class of 2007

SHOW: Marketplace | Length: 4:18 | Audio Format: MP3
You've got your degree and you're ready to take on the world. But are you ready to pay for it? We got some advice...

listen Making Cents of Annuities

SHOW: Marketplace | Length: 6:45 | Audio Format: MP3
Associate Producer Rico Gagliano is back with another installment in our series, "Educating Rico." This time, our hero investigates annuities...